Terms & Conditions

Effective Date: JUNE 2025

These Terms and Conditions ("Terms") govern your use of the iChoice Central Coast ("iChoice", "we", "our", or "us") website and all related services offered through this platform. By accessing or using the website, you agree to comply with and be bound by these Terms. If you do not agree, please do not use the site.

1. Scope of Use
This website is made available for general information purposes only. You may browse, view, and download information for personal, non-commercial use only. All mortgage-related advice provided via this website is general in nature and does not consider your personal financial situation, objectives, or needs.

2. Service Availability
iChoice Central Coast reserves the right to withdraw or amend the services we provide on this website without notice. We will not be liable if, for any reason, the site is unavailable at any time or for any period.

3. No Financial Advice
The content on this website does not constitute financial, investment, tax, or legal advice. You should seek independent advice from a qualified professional before acting on any information provided.

4. Limitation of Liability
To the fullest extent permitted by law,iChoice Central Coast excludes all liability for any loss or damage (including indirect or consequential loss) that may arise from the use of, or reliance on, any content or services contained on this website.

5. Intellectual Property
All content, materials, layout, graphics, logos, and branding are the intellectual property of iChoice Central Coast or its licensors. No part of this site may be copied, reproduced, republished, downloaded, posted, or distributed in any form without prior written permission.

6. Links to Third Party Websites
This website may contain links to other websites that are not under the control of iChoice central Coast. We make no warranties or representations about, and bear no responsibility for, any third-party sites, content, or services.

7. User Responsibilities
When using this website, you agree not to:
- Violate any applicable laws or regulations
- Impersonate any person or entity
- Introduce viruses, malware, or harmful code
- Interfere with the operation of the website or any user's access to it

8. Privacy
Use of this website is also governed by our Privacy Policy. By using the site, you consent to the collection and use of personal information as set out in our Privacy Policy.

9. Disclaimer
While we aim to keep all information on this website up to date, we do not guarantee the accuracy, completeness, or suitability of any material. iChoice Central Coast disclaims all warranties, express or implied, in relation to the site and its content.

10. Governing Law
These Terms are governed by and interpreted in accordance with the laws of New South Wales and the Commonwealth of Australia. By using this website, you submit to the jurisdiction of the courts in New South Wales.

11. Indemnity
You agree to indemnify and hold harmless iChoice Central Coast and its directors, employees, and agents from any and all claims, liability, damages, or costs arising from your misuse of this site or violation of these Terms.

12. Amendments to Terms
iChoice Central Coast reserves the right to modify these Terms at any time. Changes will be published on this page and will take effect immediately upon publication. Continued use of the website signifies your acceptance of any revised Terms.

13. Contact
For any queries regarding these Terms, please contact us at:

iChoice Central Coast  
Email: dani@ichoicecentralcoast.com.au
Phone: 02 XXXX XXXX