Fuel Your Business Growth with the Right Commercial Loan
Commercial Loans
Commercial Loans That Back Your Ambition
No two commercial ventures are the same — we know that from lived experience. Whether you’re buying your first commercial property, expanding your portfolio, or funding business growth, our tailored loan solutions give you the financial confidence to move forward.
What Are Commercial Loans?
Commercial loans are designed to fund the purchase, development, or refinancing of business-use properties — from office buildings and retail shops to warehouses, medical centres, and industrial units. They can also provide working capital or much-needed cash flow to keep your business moving.
At iChoice Central Coast, we tap into a wide panel of lenders to structure commercial finance that’s flexible, cost-effective, and tailored to your industry, your cash flow, and your future plans.
Key Benefits of Commercial Loans:
Access competitive fixed and variable rate options.
Loan terms ranging from 1 to 30 years.
Choose between interest-only or principal & interest repayments.
Borrow up to 80% of the property’s value (LVR)
Types of Commercial Loans We Can Arrange
Commercial Property Loans – buy shops, warehouses, offices, or mixed-use buildings.
Development Loans – fund construction, subdivisions, or commercial projects.
Lease Doc Loans – use rental income from tenants to support your borrowing capacity.
Low-Doc / Alt-Doc Loans – perfect for business owners without standard income documentation.
Business Loans – finance acquisitions, new equipment, or expansion plans.
How Commercial Loans Are Used
Buy commercial property – from warehouses and retail spaces to professional offices.
Expand operations – open a second site or move into a larger premises.
Renovate or develop – upgrade existing property or kick off a new project.
Fuel business growth – fund payroll, marketing, or working capital.
Who We Work With
Self-employed borrowers and SMEs looking for tailored finance.
Medical, legal, and professional practices needing specialist lending.
Investors and developers building out commercial portfolios.
High net-worth individuals expanding into larger-scale opportunities.
Why Choose iChoice Central Coast for Commercial Lending?
Unmatched lender access – from the big banks to specialist commercial lenders, we know who to approach and how to position your deal.
Expert with complex structures – trusts, companies, or layered financials — Jason and his team handle the detail so you don’t get stuck.
Personalised, end-to-end support – we’re with you from strategy through to settlement, keeping it clear and stress-free.
Smarter solutions – loans structured around your cash flow, tax position, and risk profile — not just what’s easy for the bank.
We’re business people too. We get the pressure, the risk, and the grind. Let’s build the finance strategy that gets you moving.
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