Smarter Finance Solutions for First Home Buyers on the Coast
First Home Buyers
Buying your first home is one of life’s biggest milestones, but let’s be honest, it can also feel overwhelming. At iChoice Central Coast, we cut through the confusion with clarity, and real-world advice. Our goal? To give you the confidence to step into your first home knowing you’ve made the smartest move.
Things to Think About:
Borrowing power – how much you can comfortably borrow (and actually afford).
Deposit requirements – plus tips to boost your savings faster.
Upfront costs – stamp duty, legal fees, and building inspections so nothing catches you off guard.
Smarter loan options – like guarantor loans or waived LMI that can get you in sooner.
Loan features that matter – what’s genuinely useful, and what’s just bank noise.
First Home Buyer Schemes We’ll Guide You Through
First Home Guarantee (FHG) – get into the market with as little as a 5% deposit.
First Home Super Saver Scheme (FHSSS) – use your super to help boost your deposit.
Stamp Duty Exemptions & Concessions – take advantage of savings available in NSW and beyond.
How We Make It Simple
Chat First – we get to know your goals, timeline, and finances so we can map the right path.
Pre-Approval Power – we calculate your borrowing capacity and lock in lender pre-approval.
Property Guidance – we liaise with agents and help you understand real value in today’s market.
From Application to Settlement – we manage the paperwork, negotiations, and updates so the process feels seamless.
Why Choose iChoice Central Coast for Your First Home Loan?
We keep it simple – no jargon, no confusion, just clear explanations that make sense.
We give you clarity – know exactly how much you can borrow and what your real options are.
We unlock opportunities – from government grants to first home buyer schemes, we’ll help you get every benefit you’re entitled to.
We fight your corner – negotiating with banks and lenders so you don’t have to.
We’re with you all the way – from pre-approval to settlement (and long after), you’ll always have us just a phone call away.
Buying your first home is a big deal. We’ll turn the stress into confidence (and excitement).
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